Split

Shared expenses without the awkward maths

Manage shared expenses between people and groups: create an expense, split amounts, track balances, send reminders and record settlement activity.

What it does

Split keeps shared spending clear. Add an expense, decide how it is divided, and everyone sees the same running balance until it is settled.

Create expense

Log what was paid, by whom, and who it involves.

Split amounts

Divide evenly or by custom amounts per person.

Track balances

See who owes what across people and groups.

Reminders

Nudge open balances without chasing anyone manually.

Settlement activity

Keep a record of how and when balances were settled.

Groups

Organise recurring shared spending by household or trip.

Group balance

Group
Group name
Open expenses
0
You are owed
0.00
You owe
0.00
Last activity
None

Amounts shown are placeholders.

Illustrative interface. Values shown are placeholders.

How it works

  1. Step 1

    Create a group or pick the people involved.

  2. Step 2

    Add an expense and choose how it splits.

  3. Step 3

    Balances update for everyone in the group.

  4. Step 4

    Settle up and keep the activity record.

FAQs

Can I split unevenly?

Yes. Amounts can be divided evenly or set per person when the expense is created.

Does everyone need a Simsfer account?

People you share expenses with are part of your Simsfer network. Requirements are shown when you invite someone.

Is Split a payment service?

Split tracks shared expenses and settlement activity. Supported settlement methods are shown in the product.

Can balances be exported?

Activity is visible in the product; export options will be documented once confirmed.